Overview

Making Workplaces Happier One Employee At A Time

Must-Have Employee Benefit

Employee Purchasing programs offer you a simple way to improve the quality of life of your employees and their families by giving them a responsible, interest-free way to make make major household purchases through payroll deduction.

Give Middle Income Families A Better Way To Buy

Whether your employees have expressed concern about their personal finances or not, they’re eager for help getting ahead financially. When it comes to making large purchases for their household, your company can offer a benefit to make this process easier and more affordable.

Here’s How It Works:

Go Online

Your employee chooses from thousands of brand name items.

Place Order

They place an order online or by phone.

Item Ships

Payments are automatically deducted once the item ships.

Zero Risk. No Employer Liability.

Your company is not at risk for having to cover the cost of the purchase, even if your employee leaves your company before finishing the payments. This voluntary benefit is all reward and zero risk.

The Unspoken Want Of Your Team

Try as they might, employees struggle to separate their personal lives from the office. Stressors from home, such as financial struggles, can creep into a person’s workday. At any given time, an employee could be worrying about how he or she will be able to pay for a major needed household item.

Current Options

When employees need to buy something for their household, they could be forced to use a credit card (charging an average 23% interest), a rent-to-own plan (charging around 100% interest), a payday loan (charging around 400% interest) or a loan from a retirement plan. This brings on tremendous stress.

Facts To Consider

Reduces Employee Stress

Financial stress hurts employees and employers. Employee Purchasing can be offered as a recruitment and retainment tool by providing a way to minimize this stress.

An Incorporated Risk Management System

Each Employee Purchasing program has a built-in risk management system to limit how much your employees buy. This prevents your employees from overextending their budgets and paychecks. And, there is no cost or liability to your company. Your business will never be held responsible for items if an employee leaves your company.

Access To A Variety Of Household Needs

From appliances and electronics to vacation packages, your employees can take advantage of 12-month, no-interest purchasing of essential household needs. They get access to thousands of name-brand products through the exclusive website we will provide your employees.

It’s Easy For You

Getting started takes only a few hours. After that, there is little to no program administration or maintenance. At most, you’ll spend about 20 minutes every pay period to offer this incentive to your team.

It’s Even Easier For Your Employees

Because the program is being offered as a benefit, there is no lengthy application or approval process. Your employees won’t risk having their credit scores lowered with unnecessary credit checks. Instead, your team will have access to offers around the clock with built-in conservative spending limits based on employment history.

Ready To Make Employee Purchasing A Part Of Your Benefit Package?

Schedule a brief demo with one of our team members to learn more about Employee Purchasing and determine whether it is the right fit for your organization.